Paglalarawan Kung paano maiiwasan ang isang tuntunin ng utang sa koleksyon at kung ano ang legal na proseso. May-akda ni Pagkilos ng Consumer I-access ang mapagkukunang ito dito English > http://www.consumer-action.org/english/articles/debtors_rights#Topic_… Spanish > http://www.consumer-action.org/spanish/articles/debtors_rights_sp Korean > http://www.consumer-action.org/korean/articles/debtors_rights_ko Vietnamese > http://www.consumer-action.org/vietnamese/articles/debtors_rights_… Chinese > http://www.consumer-action.org/chinese/articles/debtors_rights_ch Energy Level 208