Most Frequently Viewed Resources
What should a tenant do if his or her apartment needs repairs? Can a landlord force a tenant to move? How many days notice does a tenant have to give a landlord before the tenant moves? Can a landlord raise a tenant’s rent? California Tenants—A Guide to Residential Tenants’ and Landlords’ Rights and Responsibilities answers these questions and many others.
Read about where to file your lawsuit or case. Information on jurisdiction and venue.
If you cannot afford the filing fee or other court costs, you may qualify to have these fees and costs waived by the court.
The Constitution; Executive and Administrative Laws; County, Appellate, Supreme Court, and Federal Districts; State Legislation; and Legal Guides.
Whatever the reason, you have the right to represent yourself, to be your own lawyer in all cases in California.
Info about how reverse mortgages work, types of reverse mortgages available, and how to get the best deal on a reverse mortgage.
ADR is usually less formal, less expensive, and less time-consuming than a trial.
The comprehensive guide to making purchases and dealing with companies.
This section will give you general guidelines for how to best prepare yourself for court.
Many home warranties are backed by the builder; others are purchased by the builder from an independent company that assumes responsibility for certain claims.
Changes to state law have created some consumer protection for homeowners.
If you suspect that your application was illegally denied.
Housing counselors throughout the country can provide advice on buying a home, renting, defaults, foreclosures, and credit issues.
The Office of the Attorney General has limited, discretionary authority to intervene on behalf of homeowners who are denied certain prescribed rights provided by the California Corporations Code.
Complaints within the board's jurisdiction involve failure of a licensed contractor to fulfill the terms of an agreement.
Alphabetical Listing of Resources
A step-by-step guide on what to do when your lender changes your home equity line of credit.
The booklet describes generally the steps involved in the resident purchase of a mobilehome park, points out some problems common to resident purchase and provides information which is designed to help you understand your role in the process.
Licenses, identity, deposits, and background checks.
The Buying a Home Leader?s Guide provides detailed information, written in question-and-answer format, to help teach potential homebuyers how to navigate the often complex process of purchasing a home. The guide covers such topics as how to choose a real estate professional, how to qualify for a mortgage, and what is involved in the settlement (closing) process. It also explains unfamiliar terms and provides tips and suggestions to help the purchase process go more smoothly.
The video guides consumers through the process of selecting, hiring and managing a contractor including: how to verify a contractor's credentials, what to include in the written contract How to prevent common disputes, and where to go if problems arise.
Your rights when dealing with bad home equity loans.
If your complaint is regarding one of the following: Banks, Business and Industrial Development Corporations (BIDCO), Credit Unions, Local Agency Security Program (LASP), Money Transmitters, Premium Finance Companies, Trust Companies and Departments, California Finance Lenders, California Residential Mortgage Lenders, Capital Access Companies, Check Sellers, Bill Payers and Proraters, Deferred Deposit Transactions (Commonly known as Payday Loans), Escrow Agents/ Escrow Laws, Franchises, Investment Advisers, and Mortgage Loan Originators Securities Broker Dealers.
CalHFA offers below-market interest rate first mortgage programs and a variety of down payment assistance programs to eligible first-time homebuyers.
What should my first steps be? What does the Additional Living Expense (ALE) part of my policy cover? Will my insurer cover the cost if I live in a trailer during reconstruction? Who is responsible for clearing the debris from my lot and is that covered under my policy? How can I get a fair claim settlement? What are my legal rights in California? The insurance company will only pay according to its "pricing guidelines"?
The Home Equity Conversion Mortgage (HECM) is FHA's reverse mortgage program.
Why can't I just deposit and use my insurance checks? Will the mortgage company pay me interest on the insurance proceeds they are holding?
How to protect your home and your equity.
Your rights to cancel after signing a contract.
The Homeowners Insurance Comparison Tool provides assistance for those shopping for homeowners, condominium, renters, or earthquake coverages.
How to figure out the market value.
You can request a free interpreter to be with you in court.
A court interpreter verbally translates (called “interpreting”) everything the judge and others say from spoken English into your primary language, and everything you say back into spoken English.
This resource has the answers to commonly asked questions about court interpreters, including how to ask for one.
It"s very likely that a mortgage servicer that files for bankruptcy will sell its assets under the supervision of the bankruptcy court to another financial institution and transfer the servicing of your loan to another company. A mortgage servicer that simply goes out of business probably would transfer the servicing of your loan to another company as well.
In today"s market, loans and the rights to service them often are bought and sold.
Will they "take" homes from Medi-Cal clients after they die?
The Section 203(h) program allows the Federal Housing Administration (FHA) to insure mortgages made by qualified lenders to victims of a major disaster who have lost their homes and are in the process of rebuilding or buying another home.
Information about fraudulent foreclosure rescue scams and where to find help.
Check out mortgage resources available for victims of disasters to see what you are eligible for.
Section 203(k) insurance enables homebuyers and homeowners to finance both the purchase (or refinancing) of a house and the cost of its rehabilitation through a single mortgage or to finance the rehabilitation of their existing home.
This flyer is designed to aid tenants who have been affected by recent wildfires, with information on whether you still need to pay rent in case of a disaster, protections against price gouging, and much more.
What to do if a mechanics lien has been recorded on your property.
The purpose of this booklet is to provide basic information about using the services of a mortgage broker, which may assist you in making an informed decision when seeking a home loan
A guide to avoiding contractor scams and contacting the CSLB.