Loans and Mortgages
Many local laws and courts have been affected by COVID-19. Please use the search for legal help tool to find a legal aid organization or self help center near you for accurate information and more support.
If you cannot afford the filing fee or other court costs, you may qualify to have these fees and costs waived by the court.
Read about where to file your lawsuit or case. Information on jurisdiction and venue.
What happens in the vehicle repossession process.
This guide offers suggestions to help you get results when you have a problem with the purchase of goods or services. It explains the proper way to make a complaint, and also discusses using government agencies, consumer groups, lawyers and small claims court. A sample complaint letter and a list of compliant-handling agencies are included.
You have a right to not be discriminated against when seeking a mortgage.
The comprehensive guide to making purchases and dealing with companies.
Some federal and state laws affect the vehicle financing and leasing process. They offer important information that can help you negotiate a better deal, better understand the process, and give you certain rights.
How to protect your home and your equity.
Whatever the reason, you have the right to represent yourself, to be your own lawyer in all cases in California.
The Constitution; Executive and Administrative Laws; County, Appellate, Supreme Court, and Federal Districts; State Legislation; and Legal Guides.
VA Regional Loan Centers have technicians available to conduct financial counseling.
Asset Management, Bank Accounts, Consumer Loans, Credit Scores, Credit Cards, Insurance, Mortgages, and Regulations.
This section will give you general guidelines for how to best prepare yourself for court.
A home is one of the most expensive purchases you'll make, so it's important to know who is handling your payments and that your mortgage account is being managed properly. The Federal Trade Commission (FTC) wants you to know what a mortgage servicer does and what your rights are.
The Section 203(h) program allows the Federal Housing Administration (FHA) to insure mortgages made by qualified lenders to victims of a major disaster who have lost their homes and are in the process of rebuilding or buying another home.
The purpose of this booklet is to provide basic information about using the services of a mortgage broker, which may assist you in making an informed decision when seeking a home loan
ADR is usually less formal, less expensive, and less time-consuming than a trial.
You can also call at 877-FTC-HELP.
Section 203(k) insurance enables homebuyers and homeowners to finance both the purchase (or refinancing) of a house and the cost of its rehabilitation through a single mortgage or to finance the rehabilitation of their existing home.
Researching, financing, trading, and service contracts.
Discrimination in obtaining a mortgage is against the law. If your'e in the market for a mortgage, the Federal Trade Commission (FTC) provides you with information to better understand mortgages so you'll be able to recognize if you're being discriminated against.
Whether your looking to buy a house or looking for loan, this guide provides you with information to help one avoid falling as a victim of predatory lending.
A step-by-step guide on what to do when your lender changes your home equity line of credit.
Students impacted by this closure may have the option of applying for a closed school loan discharge or transferring their earned credits to another institution and continuing their education.Corinthian will be held responsible for any return of federal student aid funds which were due to students and had been received, but not earned prior to closure. The Department will work with Corinthian officials to make sure unearned student Pell and loan funds are restored for future eligibility.
State offices, district attorneys (DA), and government regulators.
Did you know that if you are totally and permanently disabled, according to the U.S. Department of Education's rules, your federal student loans are eligible to be discharge. Find out more about, and apply for, the Total and Permanent Disability Discharge process.
Why can't I just deposit and use my insurance checks? Will the mortgage company pay me interest on the insurance proceeds they are holding?
The National Consumer Law Center's Student Loan Borrower Assistance Project provides resources and information on all things student loans, including repayment options, loan forgiveness and cancellation, and bankruptcy.
It"s very likely that a mortgage servicer that files for bankruptcy will sell its assets under the supervision of the bankruptcy court to another financial institution and transfer the servicing of your loan to another company. A mortgage servicer that simply goes out of business probably would transfer the servicing of your loan to another company as well.
The U.S. Department of Education provides helpful information and resources to manage and understand your loans. This includes checking your loan balance, consolidating loans, applying for loan forgiveness, and much much more.
Check out mortgage resources available for victims of disasters to see what you are eligible for.
Negotiation, alternative dispute resolution, mediation, litigation, and arbitration.
Info about how reverse mortgages work, types of reverse mortgages available, and how to get the best deal on a reverse mortgage.