Foreclosure

This section will give you general guidelines for how to best prepare yourself for court.

Ask questions and get answers, in real time, right here on the Internet, from live law librarians throughout California.

If you cannot afford the filing fee or other court costs, you may qualify to have these fees and costs waived by the court.

Whatever the reason, you have the right to represent yourself, to be your own lawyer in all cases in California.

The Constitution; Executive and Administrative Laws; County, Appellate, Supreme Court, and Federal Districts; State Legislation; and Legal Guides.

Tenants have rights even when a home is foreclosed and changes owners.

VA Regional Loan Centers have technicians available to conduct financial counseling.

The comprehensive guide to making purchases and dealing with companies.

Housing counselors throughout the country can provide advice on buying a home, renting, defaults, foreclosures, and credit issues.

HBOR only applies to foreclosures on first-liens, or the first mortgages on the home. Homeowners can take banks to court for violating various parts of California"s statutory, nonjudicial foreclosure system.

Types of foreclosures - judicial versus nonjudicial.

Know your options to leave your home, stay in your home, or get a reverse mortgage.

What options are available? What's going to happen?

The Home Equity Conversion Mortgage (HECM) is FHA's reverse mortgage program.

How to protect your home and your equity.

California"s programs help struggling homeowners with mortgages.

Federal government programs to save your mortgage.

Information about fraudulent foreclosure rescue scams and where to find help.

If you are faced with foreclosure, you can work to save your home " or at least limit the financial damage caused by foreclosure.

What to do if a mechanics lien has been recorded on your property.