Debt Collection, Garnishment, Repossession

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This section will give you general guidelines for how to best prepare yourself for court.

If you cannot afford the filing fee or other court costs, you may qualify to have these fees and costs waived by the court.

Whatever the reason, you have the right to represent yourself, to be your own lawyer in all cases in California.

Facing debt collection action? This system will creates several letters and basic court filings.

The Constitution; Executive and Administrative Laws; County, Appellate, Supreme Court, and Federal Districts; State Legislation; and Legal Guides.

Deciding whether to respond to the lawsuit; responding to the lawsuit; filing your papers in court; after you file your response; counter-suing the plaintiff; and steps in the court process.

The legal way to give formal notice is to have the other side "served" with a copy of the paperwork that you have filed with the court.

Learn about civil cases that involve financial issues, including contract disputes, property damage, injury, unpaid debt, and bankruptcy.

How to avoid a debt collection lawsuit and what the legal process is.

State offices, district attorneys (DA), and government regulators.

Search for state and federal laws protecting consumers.

How debt collection works, regulations, common concerns addressed by the Fair Debt Collection Practices Act (FDCPA), and debts you do not recognize or remember.

Who is responsible? What are collectors allowed to do?

It takes a little patience and knowledge of the dispute settlement procedures provided by the Fair Credit Billing Act (FCBA).

Keeping records, complaining to someone higher up, consulting a lawyer, using mediation services, and other ways to resolve conflicts.

Need help with your credit? Take a look at a list of credit counseling agencies in California.