Debt Collection, Garnishment, Repossession

Facing debt collection action? This system will creates several letters and basic court filings.

This section will give you general guidelines for how to best prepare yourself for court.

Ask questions and get answers, in real time, right here on the Internet, from live law librarians throughout California.

If you cannot afford the filing fee or other court costs, you may qualify to have these fees and costs waived by the court.

Deciding whether to respond to the lawsuit; responding to the lawsuit; filing your papers in court; after you file your response; counter-suing the plaintiff; and steps in the court process.

Whatever the reason, you have the right to represent yourself, to be your own lawyer in all cases in California.

The Constitution; Executive and Administrative Laws; County, Appellate, Supreme Court, and Federal Districts; State Legislation; and Legal Guides.

The legal way to give formal notice is to have the other side "served" with a copy of the paperwork that you have filed with the court.

Options for resolving debts, before or after court involvement.

State offices, district attorneys (DA), and government regulators.

What happens in the vehicle repossession process.

Learn about civil cases that involve financial issues, including contract disputes, property damage, injury, unpaid debt, and bankruptcy.

How debt collection works, regulations, common concerns addressed by the Fair Debt Collection Practices Act (FDCPA), and debts you do not recognize or remember.

You have rights when it comes to practices of creditors and agents.

Wages garnished only if you are earning more than the local minimum wage.

Asset Management, Bank Accounts, Consumer Loans, Credit Scores, Credit Cards, Insurance, Mortgages, and Regulations.

Need help with your credit? Take a look at a list of credit counseling agencies in California.