Bankruptcy

This section will give you general guidelines for how to best prepare yourself for court.

Ask questions and get answers, in real time, right here on the Internet, from live law librarians throughout California.

If you cannot afford the filing fee or other court costs, you may qualify to have these fees and costs waived by the court.

Deciding whether to respond to the lawsuit; responding to the lawsuit; filing your papers in court; after you file your response; counter-suing the plaintiff; and steps in the court process.

Whatever the reason, you have the right to represent yourself, to be your own lawyer in all cases in California.

The Constitution; Executive and Administrative Laws; County, Appellate, Supreme Court, and Federal Districts; State Legislation; and Legal Guides.

State offices, district attorneys (DA), and government regulators.

Bankruptcy Basics provides general information about federal bankruptcy laws and the bankruptcy process. It is not a guide for filing for bankruptcy.

Requirements for filing documents with the court.

Asset Management, Bank Accounts, Consumer Loans, Credit Scores, Credit Cards, Insurance, Mortgages, and Regulations.

Need help with your credit? Take a look at a list of credit counseling agencies in California.

If you owe past due federal taxes that you cannot pay, bankruptcy may be an option.

Official bankruptcy court forms and instructions.

The FAQ information presented here is accurate as of the date of publication, but it should not be cited or relied upon as legal authority. It is highly recommended that individuals consulting these FAQs obtain legal advice from a qualified attorney.

Issues FTB can help you with and their publications.

This publication is not intended to cover bankruptcy law in general, or to provide detailed discussions of the tax rules for the more complex corporate bankruptcy reorganizations or other highly technical transactions.

Requirements, details, exemptions, and processes.

Bankruptcy is not for everyone. Use this tool to explore alternatives.

If you or someone you know is in financial hot water, consider these options: self-help using realistic budgeting and other techniques; debt relief services, like credit counseling or debt settlement from a reputable organization; debt consolidation; or bankruptcy.

If you plan to file for bankruptcy protection, you must get credit counseling from a government-approved organization within 18 days before you file. You also have to complete a debtor education course before your debts can be discharged.