Using Credit Cards and Disputing Charges

How you handle credit and paying your bills is an Important factor in your credit history and affects how much you will pay to get credit. When it comes to using a credit card, you have rights and responsibilities under the law, including your right to dispute billing errors.

• What to Know About Using Your Credit Card
• What the Credit Card Issuer Must Do 
• What to Do if There's a Billing Error on Your Credit Card Account
• How to Dispute Billing Errors 
• Your Rights and the Investigation
• If You Have a Complaint About the Quality of Something You Bought
• Report Problems