New U.S. Immigrants with No Credit Can Establish Good Credit and Obtain a Loan

If you’ve just relocated to the United States, your financial history gets a fresh start too. For some, that might be a good thing. Unfortunately, it makes getting established very challenging. Immigrants with no credit history in the U.S. may find it difficult to rent an apartment, buy a car, or even get a cell phone plan. It’s necessary to build a credit history before you can make any major purchases that require a loan.

• What is credit?

• Can I transfer my good credit history from my previous country?

• How can new immigrants build credit?

• Does it take long to build credit?

• How do I transfer credit from my ITIN to my new SSN?

• Is it possible to get a loan now?

• What are payday loans and title loans?