Free Credit Reports
Authored By: Federal Trade Commission
You can (and should!) request your credit report from each of the three main credit reporting agencies for free every year. You are entitled to one copy from each agency, but right now, they are voluntarily offering weekly free credit reports. You should only check your own credit and only if you have a social security number issued by the U.S. government or an ITIN that you have used to build credit. Do not check a minor's credit on this website.
Contents
General information about credit reports:: consumer.ftc.gov
Only one website — AnnualCreditReport.com — is authorized to fill orders for the free annual credit reports you are entitled to by law.: www.annualcreditreport.com
Last Review and Update: Sep 29, 2025