Fixing Your Credit - Frequently Asked Questions
Authored By: Federal Trade Commission
Is there information on your credit report that's correct — just not so good? No one promising to repair your credit can legally remove information if it’s both accurate and current. Sometimes companies will say they can help, but many are scams. Still, there are ways to fix mistakes and improve your credit. Here’s what you need to know about fixing your credit. You can address many issues with your credit report on your own, for free! Check out this information before seeking professional help or in addition to support from a legal aid attorney.
Link: consumer.ftc.gov
Last Review and Update: Sep 29, 2025