Private Health Insurance and Employer-Sponsored Healthcare

Other Work Problems

Medi-Cal ►

Medicare ►

Is this information helpful? Let us know!

Labor Unions: Duty of Fair Representation

A union owes a duty of fair representation to all of the workers it represents. This duty requires that the union act fairly, impartially, and without ill will or discrimination when pursuing a worker"s grievance or when negotiating a new contract with the employer.

COBRA & CalCOBRA Insurance

The Consolidated Omnibus Budget Reconciliation Act " better known as COBRA " gives you the legal right to continue group health benefits when they might otherwise end due to job loss, divorce or death.

My Rights if My Employer Declares Bankruptcy

If your employer has filed for bankruptcy, it means that the business is no longer able to pay off its debts to its creditors, and the company has asked the court to help it either plan a repayment schedule (“Chapter 11” bankruptcy) or sell off all its property and use the money to pay off the creditors (“Chapter 7” bankruptcy).

Alternative Dispute Resolution

ADR Types and Benefits. The Judicial Council of California has created a video series with descriptions of different kinds of dispute resolution and where each might be helpful.

Information for Fee Waiver

Ask for a Fee Waiver if you can't afford filing fees

File a Healthcare Civil Rights Complaint

Find out how you can file a healthcare complaint with HHS online and offline in English, Mandarin, Spanish, Russian, Korean, Vietnamese, Tagalog, and Polish. If you believe that you have been discriminated against because of your race, color, national origin, disability, age, sex, or religion in programs or activities that HHS directly operates or to which HHS provides federal financial assistance, you may file a complaint with OCR. You may file a complaint for yourself or for someone else. If you believe that you have been discriminated against because of your disability by a State or local government health care or social services agency, you may file a complaint with the OCR. You may file a complaint for yourself or for someone else. Consult with an attorney if you want to find out if you have additional legal claims. Your complaint may impact your legal claims in the future.

Employer-Sponsored Healthcare Coverage

This article will help you understand: (1) If employer-sponsored coverage is right for you, (2) What services your plan will cover, (3) How to choose a plan, (4), How much you will have to pay for health care, and (5) How to sign up.

File a Healthcare Civil Rights Complaint

Find out how you can file a healthcare complaint with HHS online and offline in English, Mandarin, Spanish, Russian, Korean, Vietnamese, Tagalog, and Polish. If you believe that you have been discriminated against because of your race, color, national origin, disability, age, sex, or religion in programs or activities that HHS directly operates or to which HHS provides federal financial assistance, you may file a complaint with OCR. You may file a complaint for yourself or for someone else. If you believe that you have been discriminated against because of your disability by a State or local government health care or social services agency, you may file a complaint with the OCR. You may file a complaint for yourself or for someone else. Consult with an attorney if you want to find out if you have additional legal claims. Your complaint may impact your legal claims in the future.

My Rights if My Employer Declares Bankruptcy

If your employer has filed for bankruptcy, it means that the business is no longer able to pay off its debts to its creditors, and the company has asked the court to help it either plan a repayment schedule (“Chapter 11” bankruptcy) or sell off all its property and use the money to pay off the creditors (“Chapter 7” bankruptcy).

Your Health Care Rights

You have rights when receiving medical care.

File a Healthcare Civil Rights Complaint

Find out how you can file a healthcare complaint with HHS online and offline in English, Mandarin, Spanish, Russian, Korean, Vietnamese, Tagalog, and Polish. If you believe that you have been discriminated against because of your race, color, national origin, disability, age, sex, or religion in programs or activities that HHS directly operates or to which HHS provides federal financial assistance, you may file a complaint with OCR. You may file a complaint for yourself or for someone else. If you believe that you have been discriminated against because of your disability by a State or local government health care or social services agency, you may file a complaint with the OCR. You may file a complaint for yourself or for someone else. Consult with an attorney if you want to find out if you have additional legal claims. Your complaint may impact your legal claims in the future.

How To File a Complaint with the Medical Board

There are three ways that you can file a complaint: 1. Call to have a Complaint Form mailed to you either through the toll-free line (1-800-633-2322) or by calling (916) 263-2424, OR 2. Use the On-line Complaint Form, OR 3. Download and Print a Complaint Form

Navigating the Insurance Appeals Process

How to file an appeal and your rights to an external review.

Long Term Care Insurance (LTCI)

LTC insurance benefits may be part of a life insurance or annuity policy, or contained in a freestanding LTC policy. Long-term care (LTC) insurance primarily pays for supervision or assistance with everyday tasks (such as bathing or dressing) when you have a physical impairment, or need supervision of these activities when you have a cognitive impairment such as dementia caused by Alzheimer’s disease. LTC takes place at home, in a community program, in an assisted living facility (ALF) or in a nursing home. LTC services are often provided by family members or nurses’ aides, and do not require the skilled care that nurses and doctors are licensed to provide.

File a Healthcare Civil Rights Complaint

Find out how you can file a healthcare complaint with HHS online and offline in English, Mandarin, Spanish, Russian, Korean, Vietnamese, Tagalog, and Polish. If you believe that you have been discriminated against because of your race, color, national origin, disability, age, sex, or religion in programs or activities that HHS directly operates or to which HHS provides federal financial assistance, you may file a complaint with OCR. You may file a complaint for yourself or for someone else. If you believe that you have been discriminated against because of your disability by a State or local government health care or social services agency, you may file a complaint with the OCR. You may file a complaint for yourself or for someone else. Consult with an attorney if you want to find out if you have additional legal claims. Your complaint may impact your legal claims in the future.

How To File a Complaint with the Medical Board

There are three ways that you can file a complaint: 1. Call to have a Complaint Form mailed to you either through the toll-free line (1-800-633-2322) or by calling (916) 263-2424, OR 2. Use the On-line Complaint Form, OR 3. Download and Print a Complaint Form

Ask WomensLaw.org a Question!

The purpose of this Email Hotline is for WomensLaw to provide basic legal information, referrals, and emotional support.

Labor Enforcement Task Force (LETF)

What are your rights as a worker? What Is the Underground Economy? Report a bad employer.

Top 10 Safety Tips for Seniors

Seniors: Protect yourself from fraud and financial abuse! Be vigilant, be observant. Physical or financial abuse will continue so long as no one knows about it. Listed below are our Top 10 Safety Tips to always keep in mind.

Alternative Dispute Resolution

ADR Types and Benefits. The Judicial Council of California has created a video series with descriptions of different kinds of dispute resolution and where each might be helpful.

Ask WomensLaw.org a Question!

The purpose of this Email Hotline is for WomensLaw to provide basic legal information, referrals, and emotional support.

COBRA & CalCOBRA Insurance

The Consolidated Omnibus Budget Reconciliation Act " better known as COBRA " gives you the legal right to continue group health benefits when they might otherwise end due to job loss, divorce or death.

Employer-Sponsored Healthcare Coverage

This article will help you understand: (1) If employer-sponsored coverage is right for you, (2) What services your plan will cover, (3) How to choose a plan, (4), How much you will have to pay for health care, and (5) How to sign up.

File a Healthcare Civil Rights Complaint

Find out how you can file a healthcare complaint with HHS online and offline in English, Mandarin, Spanish, Russian, Korean, Vietnamese, Tagalog, and Polish. If you believe that you have been discriminated against because of your race, color, national origin, disability, age, sex, or religion in programs or activities that HHS directly operates or to which HHS provides federal financial assistance, you may file a complaint with OCR. You may file a complaint for yourself or for someone else. If you believe that you have been discriminated against because of your disability by a State or local government health care or social services agency, you may file a complaint with the OCR. You may file a complaint for yourself or for someone else. Consult with an attorney if you want to find out if you have additional legal claims. Your complaint may impact your legal claims in the future.

How To File a Complaint with the Medical Board

There are three ways that you can file a complaint: 1. Call to have a Complaint Form mailed to you either through the toll-free line (1-800-633-2322) or by calling (916) 263-2424, OR 2. Use the On-line Complaint Form, OR 3. Download and Print a Complaint Form

Information for Fee Waiver

Ask for a Fee Waiver if you can't afford filing fees

Labor Enforcement Task Force (LETF)

What are your rights as a worker? What Is the Underground Economy? Report a bad employer.

Labor Unions: Duty of Fair Representation

A union owes a duty of fair representation to all of the workers it represents. This duty requires that the union act fairly, impartially, and without ill will or discrimination when pursuing a worker"s grievance or when negotiating a new contract with the employer.

Long Term Care Insurance (LTCI)

LTC insurance benefits may be part of a life insurance or annuity policy, or contained in a freestanding LTC policy. Long-term care (LTC) insurance primarily pays for supervision or assistance with everyday tasks (such as bathing or dressing) when you have a physical impairment, or need supervision of these activities when you have a cognitive impairment such as dementia caused by Alzheimer’s disease. LTC takes place at home, in a community program, in an assisted living facility (ALF) or in a nursing home. LTC services are often provided by family members or nurses’ aides, and do not require the skilled care that nurses and doctors are licensed to provide.

My Rights if My Employer Declares Bankruptcy

If your employer has filed for bankruptcy, it means that the business is no longer able to pay off its debts to its creditors, and the company has asked the court to help it either plan a repayment schedule (“Chapter 11” bankruptcy) or sell off all its property and use the money to pay off the creditors (“Chapter 7” bankruptcy).

Navigating the Insurance Appeals Process

How to file an appeal and your rights to an external review.

Pathways to Effective Communication For Healthcare Providers and Caregivers

Questions to ask at a medical appointment. Legal issues affecting caregivers.

Top 10 Safety Tips for Seniors

Seniors: Protect yourself from fraud and financial abuse! Be vigilant, be observant. Physical or financial abuse will continue so long as no one knows about it. Listed below are our Top 10 Safety Tips to always keep in mind.

Your Health Care Rights

You have rights when receiving medical care.

Back to top