Private Health Insurance and Employer-Sponsored Healthcare

Other Seniors Problems

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Transgender Health Care and Insurance

If you have insurance, there are most likely ways to get coverage for transgender-related health care under your plan. In this video we discuss how to know what is covered under your specific plan, why an explicit exclusion might not be valid, and finally, we go over aspects of employer-based plans that many people have questions about.

Labor Unions: Duty of Fair Representation

A union owes a duty of fair representation to all of the workers it represents. This duty requires that the union act fairly, impartially, and without ill will or discrimination when pursuing a worker"s grievance or when negotiating a new contract with the employer.

COBRA & CalCOBRA Insurance

The Consolidated Omnibus Budget Reconciliation Act " better known as COBRA " gives you the legal right to continue group health benefits when they might otherwise end due to job loss, divorce or death.

My Rights if My Employer Declares Bankruptcy

If your employer has filed for bankruptcy, it means that the business is no longer able to pay off its debts to its creditors, and the company has asked the court to help it either plan a repayment schedule (“Chapter 11” bankruptcy) or sell off all its property and use the money to pay off the creditors (“Chapter 7” bankruptcy).

Alternative Dispute Resolution

ADR Types and Benefits. The Judicial Council of California has created a video series with descriptions of different kinds of dispute resolution and where each might be helpful.

Ask for a Fee Waiver if you can't afford filing fees

In most cases, you have to pay a fee to file papers with the court. If you can’t afford the filing fee, you can ask the court for a “fee waiver” in order to file for free. With a fee waiver, you also may not have to pay for certified copies, sheriff's service of process fees, or other costs related to starting a case, such as the cost for a court reporter to be at your trial.

File a Healthcare Civil Rights Complaint

Find out how you can file a healthcare complaint with HHS online and offline in English, Mandarin, Spanish, Russian, Korean, Vietnamese, Tagalog, and Polish. If you believe that you have been discriminated against because of your race, color, national origin, disability, age, sex, or religion in programs or activities that HHS directly operates or to which HHS provides federal financial assistance, you may file a complaint with OCR. You may file a complaint for yourself or for someone else. If you believe that you have been discriminated against because of your disability by a State or local government health care or social services agency, you may file a complaint with the OCR. You may file a complaint for yourself or for someone else. Consult with an attorney if you want to find out if you have additional legal claims. Your complaint may impact your legal claims in the future.

Employer-Sponsored Healthcare Coverage

This article will help you understand: (1) If employer-sponsored coverage is right for you, (2) What services your plan will cover, (3) How to choose a plan, (4), How much you will have to pay for health care, and (5) How to sign up.

File a Healthcare Civil Rights Complaint

Find out how you can file a healthcare complaint with HHS online and offline in English, Mandarin, Spanish, Russian, Korean, Vietnamese, Tagalog, and Polish. If you believe that you have been discriminated against because of your race, color, national origin, disability, age, sex, or religion in programs or activities that HHS directly operates or to which HHS provides federal financial assistance, you may file a complaint with OCR. You may file a complaint for yourself or for someone else. If you believe that you have been discriminated against because of your disability by a State or local government health care or social services agency, you may file a complaint with the OCR. You may file a complaint for yourself or for someone else. Consult with an attorney if you want to find out if you have additional legal claims. Your complaint may impact your legal claims in the future.

My Rights if My Employer Declares Bankruptcy

If your employer has filed for bankruptcy, it means that the business is no longer able to pay off its debts to its creditors, and the company has asked the court to help it either plan a repayment schedule (“Chapter 11” bankruptcy) or sell off all its property and use the money to pay off the creditors (“Chapter 7” bankruptcy).

Your Health Care Rights

You have rights when receiving medical care.

File a Healthcare Civil Rights Complaint

Find out how you can file a healthcare complaint with HHS online and offline in English, Mandarin, Spanish, Russian, Korean, Vietnamese, Tagalog, and Polish. If you believe that you have been discriminated against because of your race, color, national origin, disability, age, sex, or religion in programs or activities that HHS directly operates or to which HHS provides federal financial assistance, you may file a complaint with OCR. You may file a complaint for yourself or for someone else. If you believe that you have been discriminated against because of your disability by a State or local government health care or social services agency, you may file a complaint with the OCR. You may file a complaint for yourself or for someone else. Consult with an attorney if you want to find out if you have additional legal claims. Your complaint may impact your legal claims in the future.

How To File a Complaint with the Medical Board

There are three ways that you can file a complaint: 1. Call to have a Complaint Form mailed to you either through the toll-free line (1-800-633-2322) or by calling (916) 263-2424, OR 2. Use the On-line Complaint Form, OR 3. Download and Print a Complaint Form

Long Term Care Insurance (LTCI)

LTC insurance benefits may be part of a life insurance or annuity policy, or contained in a freestanding LTC policy.

File a Healthcare Civil Rights Complaint

Find out how you can file a healthcare complaint with HHS online and offline in English, Mandarin, Spanish, Russian, Korean, Vietnamese, Tagalog, and Polish. If you believe that you have been discriminated against because of your race, color, national origin, disability, age, sex, or religion in programs or activities that HHS directly operates or to which HHS provides federal financial assistance, you may file a complaint with OCR. You may file a complaint for yourself or for someone else. If you believe that you have been discriminated against because of your disability by a State or local government health care or social services agency, you may file a complaint with the OCR. You may file a complaint for yourself or for someone else. Consult with an attorney if you want to find out if you have additional legal claims. Your complaint may impact your legal claims in the future.

How To File a Complaint with the Medical Board

There are three ways that you can file a complaint: 1. Call to have a Complaint Form mailed to you either through the toll-free line (1-800-633-2322) or by calling (916) 263-2424, OR 2. Use the On-line Complaint Form, OR 3. Download and Print a Complaint Form

Ask WomensLaw.org a Question!

The purpose of this Email Hotline is for WomensLaw to provide basic legal information, referrals, and emotional support. The purpose of this Email Hotline is to provide U.S.-based legal information related to domestic violence, sexual assault, or stalking. All emails are answered or reviewed by an attorney. However, we cannot provide legal advice or representation and we cannot call you on the phone. You can expect to receive a response within 1-5 business days.

Labor Enforcement Task Force (LETF)

What are your rights as a worker? What Is the Underground Economy? Report a bad employer.

Protect Yourself from Fraud and Financial Abuse

Seniors: Protect yourself from fraud and financial abuse! Be vigilant, be observant. Physical or financial abuse will continue so long as no one knows about it.

Alternative Dispute Resolution

ADR Types and Benefits. The Judicial Council of California has created a video series with descriptions of different kinds of dispute resolution and where each might be helpful.

Ask for a Fee Waiver if you can't afford filing fees

In most cases, you have to pay a fee to file papers with the court. If you can’t afford the filing fee, you can ask the court for a “fee waiver” in order to file for free. With a fee waiver, you also may not have to pay for certified copies, sheriff's service of process fees, or other costs related to starting a case, such as the cost for a court reporter to be at your trial.

Ask WomensLaw.org a Question!

The purpose of this Email Hotline is for WomensLaw to provide basic legal information, referrals, and emotional support. The purpose of this Email Hotline is to provide U.S.-based legal information related to domestic violence, sexual assault, or stalking. All emails are answered or reviewed by an attorney. However, we cannot provide legal advice or representation and we cannot call you on the phone. You can expect to receive a response within 1-5 business days.

COBRA & CalCOBRA Insurance

The Consolidated Omnibus Budget Reconciliation Act " better known as COBRA " gives you the legal right to continue group health benefits when they might otherwise end due to job loss, divorce or death.

Employer-Sponsored Healthcare Coverage

This article will help you understand: (1) If employer-sponsored coverage is right for you, (2) What services your plan will cover, (3) How to choose a plan, (4), How much you will have to pay for health care, and (5) How to sign up.

File a Healthcare Civil Rights Complaint

Find out how you can file a healthcare complaint with HHS online and offline in English, Mandarin, Spanish, Russian, Korean, Vietnamese, Tagalog, and Polish. If you believe that you have been discriminated against because of your race, color, national origin, disability, age, sex, or religion in programs or activities that HHS directly operates or to which HHS provides federal financial assistance, you may file a complaint with OCR. You may file a complaint for yourself or for someone else. If you believe that you have been discriminated against because of your disability by a State or local government health care or social services agency, you may file a complaint with the OCR. You may file a complaint for yourself or for someone else. Consult with an attorney if you want to find out if you have additional legal claims. Your complaint may impact your legal claims in the future.

How to appeal an insurance company decision

If your health insurer refuses to pay a claim or ends your coverage, you have the right to appeal the company's decision and have it reviewed by a third party.

How To File a Complaint with the Medical Board

There are three ways that you can file a complaint: 1. Call to have a Complaint Form mailed to you either through the toll-free line (1-800-633-2322) or by calling (916) 263-2424, OR 2. Use the On-line Complaint Form, OR 3. Download and Print a Complaint Form

Labor Enforcement Task Force (LETF)

What are your rights as a worker? What Is the Underground Economy? Report a bad employer.

Labor Unions: Duty of Fair Representation

A union owes a duty of fair representation to all of the workers it represents. This duty requires that the union act fairly, impartially, and without ill will or discrimination when pursuing a worker"s grievance or when negotiating a new contract with the employer.

Legal Issues for Caregivers: Pathways to Effective Communication For Healthcare Providers and Caregivers

Questions to ask at a medical appointment. Legal issues affecting caregivers.

Long Term Care Insurance (LTCI)

LTC insurance benefits may be part of a life insurance or annuity policy, or contained in a freestanding LTC policy.

My Rights if My Employer Declares Bankruptcy

If your employer has filed for bankruptcy, it means that the business is no longer able to pay off its debts to its creditors, and the company has asked the court to help it either plan a repayment schedule (“Chapter 11” bankruptcy) or sell off all its property and use the money to pay off the creditors (“Chapter 7” bankruptcy).

Protect Yourself from Fraud and Financial Abuse

Seniors: Protect yourself from fraud and financial abuse! Be vigilant, be observant. Physical or financial abuse will continue so long as no one knows about it.

Transgender Health Care and Insurance

If you have insurance, there are most likely ways to get coverage for transgender-related health care under your plan. In this video we discuss how to know what is covered under your specific plan, why an explicit exclusion might not be valid, and finally, we go over aspects of employer-based plans that many people have questions about.

Your Health Care Rights

You have rights when receiving medical care.

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