Debt Collection, Garnishment, Repossession
Financial Protection Assistance
Offers information on various financial topics, empowering consumers with knowledge on banking, loans, credit, fraud prevention, and more.
Disputing Credit Card Charges
It takes a little patience and knowledge of the dispute settlement procedures provided by the Fair Credit Billing Act (FCBA).
Financial Protection Assistance
Offers information on various financial topics, empowering consumers with knowledge on banking, loans, credit, fraud prevention, and more.
Financial Protection Assistance
Offers information on various financial topics, empowering consumers with knowledge on banking, loans, credit, fraud prevention, and more.
Financial Protection Assistance
Offers information on various financial topics, empowering consumers with knowledge on banking, loans, credit, fraud prevention, and more.
Vehicle Repossession
If you don’t make your car payments on time, your lender might have the right to take your car without going to court or telling you first. Here’s what to do if you can’t make car payments or if your car is repossessed. This article has more information about the federal laws regulating repossessions, but there may be California laws that apply too.
Alternative Dispute Resolution
ADR Types and Benefits. The Judicial Council of California has created a video series with descriptions of different kinds of dispute resolution and where each might be helpful.
Dealing with Errors on Your Consumer Report
You have the right to dispute incomplete or inaccurate information in any consumer report prepared about you by a consumer reporting agency (CRA) including credit reporting agencies (credit bureaus) and specialty agencies (check writing history, medical records, rental history).
Debt Collection - Know Your Rights
Thanks to laws enacted in California and nationwide, there are rules that debt collectors and buyers must abide by. In addition, these laws establish rights for consumers that these companies cannot violate. Here are some of the rights you have as a consumer. This page has some of the rights you have as a California consumer.
Financial Protection Assistance
Offers information on various financial topics, empowering consumers with knowledge on banking, loans, credit, fraud prevention, and more.
Get Real Debt Help!
Having trouble paying your credit card bills? Is your home in danger of foreclosure? Many people are struggling with debts. Ads from companies offering to help may be tempting, but beware – it could be a trap that will leave you worse off than before. Learn how to avoid scams and get real help with your debt problems. This resource has more information on possible options for debt relief! Note that this resource has information on federal legal protections. You may have additional rights under California law. Click "Find Legal Help" to find an attorney to see how this applies to your situation.
Debt Collection - Know Your Rights
Thanks to laws enacted in California and nationwide, there are rules that debt collectors and buyers must abide by. In addition, these laws establish rights for consumers that these companies cannot violate. Here are some of the rights you have as a consumer. This page has some of the rights you have as a California consumer.
How to Complain
This guide offers suggestions to help you get results when you have a problem with the purchase of goods or services. It explains the proper way to make a complaint, and also discusses using government agencies, consumer groups, lawyers and small claims court. A sample complaint letter and a list of compliant-handling agencies are included.
Disputing Credit Card Charges
It takes a little patience and knowledge of the dispute settlement procedures provided by the Fair Credit Billing Act (FCBA).
Get Real Debt Help!
Having trouble paying your credit card bills? Is your home in danger of foreclosure? Many people are struggling with debts. Ads from companies offering to help may be tempting, but beware – it could be a trap that will leave you worse off than before. Learn how to avoid scams and get real help with your debt problems. This resource has more information on possible options for debt relief! Note that this resource has information on federal legal protections. You may have additional rights under California law. Click "Find Legal Help" to find an attorney to see how this applies to your situation.
Alternative Dispute Resolution
ADR Types and Benefits. The Judicial Council of California has created a video series with descriptions of different kinds of dispute resolution and where each might be helpful.
Bankruptcy Basics Videos
This video series from the US Bankruptcy Courts has information on the requirements for bankruptcy cases. Some of this information may be out of date. Confirm with an attorney before acting on this information.
Coping with Debt
If you or someone you know is in financial hot water, consider these options: self-help using realistic budgeting and other techniques; debt relief services, like credit counseling or debt settlement from a reputable organization; debt consolidation; or bankruptcy. Please note that debt settlement assistance from a corporation and debt consolidation are rarely good options for people with poor credit. Seek the advice of an attorney or financial advisor before working with a debt settlement corporation or debt consolidation company. You can also try to negotiate to settle your debts for less than the full amount due yourself, for free!
Dealing with Errors on Your Consumer Report
You have the right to dispute incomplete or inaccurate information in any consumer report prepared about you by a consumer reporting agency (CRA) including credit reporting agencies (credit bureaus) and specialty agencies (check writing history, medical records, rental history).
Debt Collection - Know Your Rights
Thanks to laws enacted in California and nationwide, there are rules that debt collectors and buyers must abide by. In addition, these laws establish rights for consumers that these companies cannot violate. Here are some of the rights you have as a consumer. This page has some of the rights you have as a California consumer.
Disputing Credit Card Charges
It takes a little patience and knowledge of the dispute settlement procedures provided by the Fair Credit Billing Act (FCBA).
Financial Protection Assistance
Offers information on various financial topics, empowering consumers with knowledge on banking, loans, credit, fraud prevention, and more.
Get Real Debt Help!
Having trouble paying your credit card bills? Is your home in danger of foreclosure? Many people are struggling with debts. Ads from companies offering to help may be tempting, but beware – it could be a trap that will leave you worse off than before. Learn how to avoid scams and get real help with your debt problems. This resource has more information on possible options for debt relief! Note that this resource has information on federal legal protections. You may have additional rights under California law. Click "Find Legal Help" to find an attorney to see how this applies to your situation.
How to Complain
This guide offers suggestions to help you get results when you have a problem with the purchase of goods or services. It explains the proper way to make a complaint, and also discusses using government agencies, consumer groups, lawyers and small claims court. A sample complaint letter and a list of compliant-handling agencies are included.
Natural Disasters and Your Federal Student Loans and Grants
Questions and Answers for borrowers and students impacted by federally declared natural disasters.
Vehicle Repossession
If you don’t make your car payments on time, your lender might have the right to take your car without going to court or telling you first. Here’s what to do if you can’t make car payments or if your car is repossessed. This article has more information about the federal laws regulating repossessions, but there may be California laws that apply too.