Credit Reports and Credit Cards
Financial Protection Assistance
Offers information on various financial topics, empowering consumers with knowledge on banking, loans, credit, fraud prevention, and more.
Disputing Credit Card Charges
It takes a little patience and knowledge of the dispute settlement procedures provided by the Fair Credit Billing Act (FCBA).
Financial Protection Assistance
Offers information on various financial topics, empowering consumers with knowledge on banking, loans, credit, fraud prevention, and more.
Dealing with Errors on Your Consumer Report
You have the right to dispute incomplete or inaccurate information in any consumer report prepared about you by a consumer reporting agency (CRA) including credit reporting agencies (credit bureaus) and specialty agencies (check writing history, medical records, rental history).
Financial Protection Assistance
Offers information on various financial topics, empowering consumers with knowledge on banking, loans, credit, fraud prevention, and more.
Financial Protection Assistance
Offers information on various financial topics, empowering consumers with knowledge on banking, loans, credit, fraud prevention, and more.
Alternative Dispute Resolution
ADR Types and Benefits. The Judicial Council of California has created a video series with descriptions of different kinds of dispute resolution and where each might be helpful.
Consumer Reports and Specialty Reports
Did you know that credit reports aren't the only kind of background check out there? You have the right to see what is collected about you and to dispute inaccurate information. They can impact your ability to get phone coverage, insurance, a bank account, or even jobs and housing!
Dealing with Errors on Your Consumer Report
You have the right to dispute incomplete or inaccurate information in any consumer report prepared about you by a consumer reporting agency (CRA) including credit reporting agencies (credit bureaus) and specialty agencies (check writing history, medical records, rental history).
Debt Collection - Know Your Rights
Thanks to laws enacted in California and nationwide, there are rules that debt collectors and buyers must abide by. In addition, these laws establish rights for consumers that these companies cannot violate. Here are some of the rights you have as a consumer. This page has some of the rights you have as a California consumer.
Debt Settlement Traps!
This .pdf resource shares what to know before you hire a debt settlement company.
Financial Protection Assistance
Offers information on various financial topics, empowering consumers with knowledge on banking, loans, credit, fraud prevention, and more.
Get Real Debt Help!
Having trouble paying your credit card bills? Is your home in danger of foreclosure? Many people are struggling with debts. Ads from companies offering to help may be tempting, but beware – it could be a trap that will leave you worse off than before. Learn how to avoid scams and get real help with your debt problems. This resource has more information on possible options for debt relief! Note that this resource has information on federal legal protections. You may have additional rights under California law. Click "Find Legal Help" to find an attorney to see how this applies to your situation.
Tenant Background Checks and Your Rights
Are you looking for a new place to live or about to renew your lease? If so, you may want to know that a landlord, property manager, or other housing provider may ask a tenant background check company — also called a tenant screening company — to put together a report about you and other members of your household. That’s called a tenant background check, resident screening report, or tenant screening report. Landlords often use these reports to decide whether to rent to you. This article includes information about tenant background checks and your rights related to them.
Debt Collection - Know Your Rights
Thanks to laws enacted in California and nationwide, there are rules that debt collectors and buyers must abide by. In addition, these laws establish rights for consumers that these companies cannot violate. Here are some of the rights you have as a consumer. This page has some of the rights you have as a California consumer.
Consumer Reports and Specialty Reports
Did you know that credit reports aren't the only kind of background check out there? You have the right to see what is collected about you and to dispute inaccurate information. They can impact your ability to get phone coverage, insurance, a bank account, or even jobs and housing!
Disputing Credit Card Charges
It takes a little patience and knowledge of the dispute settlement procedures provided by the Fair Credit Billing Act (FCBA).
Fixing Your Credit - Frequently Asked Questions
Is there information on your credit report that's correct — just not so good? No one promising to repair your credit can legally remove information if it’s both accurate and current. Sometimes companies will say they can help, but many are scams. Still, there are ways to fix mistakes and improve your credit. Here’s what you need to know about fixing your credit. You can address many issues with your credit report on your own, for free! Check out this information before seeking professional help or in addition to support from a legal aid attorney.
Debt Settlement Traps!
This .pdf resource shares what to know before you hire a debt settlement company.
Get Real Debt Help!
Having trouble paying your credit card bills? Is your home in danger of foreclosure? Many people are struggling with debts. Ads from companies offering to help may be tempting, but beware – it could be a trap that will leave you worse off than before. Learn how to avoid scams and get real help with your debt problems. This resource has more information on possible options for debt relief! Note that this resource has information on federal legal protections. You may have additional rights under California law. Click "Find Legal Help" to find an attorney to see how this applies to your situation.
Questions and Answers about Credit Card Fraud
Recognizing, preventing, and dealing with fraud.
Free Credit Reports
You can (and should!) request your credit report from each of the three main credit reporting agencies for free every year. You are entitled to one copy from each agency, but right now, they are voluntarily offering weekly free credit reports. You should only check your own credit and only if you have a social security number issued by the U.S. government or an ITIN that you have used to build credit. Do not check a minor's credit on this website.
Alternative Dispute Resolution
ADR Types and Benefits. The Judicial Council of California has created a video series with descriptions of different kinds of dispute resolution and where each might be helpful.
Consumer Reports and Specialty Reports
Did you know that credit reports aren't the only kind of background check out there? You have the right to see what is collected about you and to dispute inaccurate information. They can impact your ability to get phone coverage, insurance, a bank account, or even jobs and housing!
Dealing with Errors on Your Consumer Report
You have the right to dispute incomplete or inaccurate information in any consumer report prepared about you by a consumer reporting agency (CRA) including credit reporting agencies (credit bureaus) and specialty agencies (check writing history, medical records, rental history).
Debt Collection - Know Your Rights
Thanks to laws enacted in California and nationwide, there are rules that debt collectors and buyers must abide by. In addition, these laws establish rights for consumers that these companies cannot violate. Here are some of the rights you have as a consumer. This page has some of the rights you have as a California consumer.
Debt Settlement Traps!
This .pdf resource shares what to know before you hire a debt settlement company.
Disputing Credit Card Charges
It takes a little patience and knowledge of the dispute settlement procedures provided by the Fair Credit Billing Act (FCBA).
Financial Protection Assistance
Offers information on various financial topics, empowering consumers with knowledge on banking, loans, credit, fraud prevention, and more.
Fixing Your Credit - Frequently Asked Questions
Is there information on your credit report that's correct — just not so good? No one promising to repair your credit can legally remove information if it’s both accurate and current. Sometimes companies will say they can help, but many are scams. Still, there are ways to fix mistakes and improve your credit. Here’s what you need to know about fixing your credit. You can address many issues with your credit report on your own, for free! Check out this information before seeking professional help or in addition to support from a legal aid attorney.
Free Credit Reports
You can (and should!) request your credit report from each of the three main credit reporting agencies for free every year. You are entitled to one copy from each agency, but right now, they are voluntarily offering weekly free credit reports. You should only check your own credit and only if you have a social security number issued by the U.S. government or an ITIN that you have used to build credit. Do not check a minor's credit on this website.
Get Real Debt Help!
Having trouble paying your credit card bills? Is your home in danger of foreclosure? Many people are struggling with debts. Ads from companies offering to help may be tempting, but beware – it could be a trap that will leave you worse off than before. Learn how to avoid scams and get real help with your debt problems. This resource has more information on possible options for debt relief! Note that this resource has information on federal legal protections. You may have additional rights under California law. Click "Find Legal Help" to find an attorney to see how this applies to your situation.
Questions and Answers about Credit Card Fraud
Recognizing, preventing, and dealing with fraud.
Tenant Background Checks and Your Rights
Are you looking for a new place to live or about to renew your lease? If so, you may want to know that a landlord, property manager, or other housing provider may ask a tenant background check company — also called a tenant screening company — to put together a report about you and other members of your household. That’s called a tenant background check, resident screening report, or tenant screening report. Landlords often use these reports to decide whether to rent to you. This article includes information about tenant background checks and your rights related to them.