Loans and Mortgages
Many local laws and courts have been affected by COVID-19. Please use the search for legal help tool to find a legal aid organization or self help center near you for accurate information and more support.
If you cannot afford the filing fee or other court costs, you may qualify to have these fees and costs waived by the court.
Read about where to file your lawsuit or case. Information on jurisdiction and venue.
The Constitution; Executive and Administrative Laws; County, Appellate, Supreme Court, and Federal Districts; State Legislation; and Legal Guides.
What happens in the vehicle repossession process.
Asset Management, Bank Accounts, Consumer Loans, Credit Scores, Credit Cards, Insurance, Mortgages, and Regulations.
Discrimination in obtaining a mortgage is against the law. If your'e in the market for a mortgage, the Federal Trade Commission (FTC) provides you with information to better understand mortgages so you'll be able to recognize if you're being discriminated against.
Negotiation, alternative dispute resolution, mediation, litigation, and arbitration.
Some federal and state laws affect the vehicle financing and leasing process. They offer important information that can help you negotiate a better deal, better understand the process, and give you certain rights.
You have a right to not be discriminated against when seeking a mortgage.
How to protect your home and your equity.
This guide offers suggestions to help you get results when you have a problem with the purchase of goods or services. It explains the proper way to make a complaint, and also discusses using government agencies, consumer groups, lawyers and small claims court. A sample complaint letter and a list of compliant-handling agencies are included.
It"s very likely that a mortgage servicer that files for bankruptcy will sell its assets under the supervision of the bankruptcy court to another financial institution and transfer the servicing of your loan to another company. A mortgage servicer that simply goes out of business probably would transfer the servicing of your loan to another company as well.
VA Regional Loan Centers have technicians available to conduct financial counseling.
Check out mortgage resources available for victims of disasters to see what you are eligible for.
Why can't I just deposit and use my insurance checks? Will the mortgage company pay me interest on the insurance proceeds they are holding?
A home is one of the most expensive purchases you'll make, so it's important to know who is handling your payments and that your mortgage account is being managed properly. The Federal Trade Commission (FTC) wants you to know what a mortgage servicer does and what your rights are.
Whatever the reason, you have the right to represent yourself, to be your own lawyer in all cases in California.
Students impacted by this closure may have the option of applying for a closed school loan discharge or transferring their earned credits to another institution and continuing their education.Corinthian will be held responsible for any return of federal student aid funds which were due to students and had been received, but not earned prior to closure. The Department will work with Corinthian officials to make sure unearned student Pell and loan funds are restored for future eligibility.
State offices, district attorneys (DA), and government regulators.
The Section 203(h) program allows the Federal Housing Administration (FHA) to insure mortgages made by qualified lenders to victims of a major disaster who have lost their homes and are in the process of rebuilding or buying another home.
The purpose of this booklet is to provide basic information about using the services of a mortgage broker, which may assist you in making an informed decision when seeking a home loan
Researching, financing, trading, and service contracts.
The comprehensive guide to making purchases and dealing with companies.
Section 203(k) insurance enables homebuyers and homeowners to finance both the purchase (or refinancing) of a house and the cost of its rehabilitation through a single mortgage or to finance the rehabilitation of their existing home.
A step-by-step guide on what to do when your lender changes your home equity line of credit.
This section will give you general guidelines for how to best prepare yourself for court.
ADR is usually less formal, less expensive, and less time-consuming than a trial.
Whether your looking to buy a house or looking for loan, this guide provides you with information to help one avoid falling as a victim of predatory lending.
You can also call at 877-FTC-HELP.
Info about how reverse mortgages work, types of reverse mortgages available, and how to get the best deal on a reverse mortgage.