Debt Collection, Garnishment, Repossession

This section will give you general guidelines for how to best prepare yourself for court.

Asset Management, Bank Accounts, Consumer Loans, Credit Scores, Credit Cards, Insurance, Mortgages, and Regulations.

Need help with your credit? Take a look at a list of credit counseling agencies in California.

Need help with managing your debt? Take a look at a list of debtor education agencies in California.

Deciding whether to respond to the lawsuit; responding to the lawsuit; filing your papers in court; after you file your response; counter-suing the plaintiff; and steps in the court process.

Information about family law for domestic partners.

Protections on the dollar amount of payday loans, fees, and important information.

Most reputable credit counselors are non-profit and offer services at local offices, online, or on the phone.

Your rights dealing with repossession agencies and their practices.

State offices, district attorneys (DA), and government regulators.

You can also call at 877-FTC-HELP.

If you or someone you know is in financial hot water, consider these options: self-help using realistic budgeting and other techniques; debt relief services, like credit counseling or debt settlement from a reputable organization; debt consolidation; or bankruptcy.

If a debt collector contacts you, you have rights!

How debt collection works, regulations, common concerns addressed by the Fair Debt Collection Practices Act (FDCPA), and debts you do not recognize or remember.

The Fair Debt Collection Practices Act (FDCPA) prohibits debt collectors from using abusive, unfair, or deceptive practices to collect from you.

How to avoid a debt collection lawsuit and what the legal process is.

It takes a little patience and knowledge of the dispute settlement procedures provided by the Fair Credit Billing Act (FCBA).

For tickets on federal property such as federal buildings, national parks, military installations, post offices, Veteran Affairs medical centers, national wildlife refuges, and national forests.