Debt Collection, Garnishment, Repossession

Many local laws and courts have been affected by COVID-19. Please use the search for legal help tool to find a legal aid organization or self help center near you for accurate information and more support.

Most Frequently Viewed Resources

If you cannot afford the filing fee or other court costs, you may qualify to have these fees and costs waived by the court.

Read about where to file your lawsuit or case. Information on jurisdiction and venue.

This section will give you general guidelines for how to best prepare yourself for court.

Types of property: community, separate, quasi-community, and mixed community.

Most reputable credit counselors are non-profit and offer services at local offices, online, or on the phone.

How to avoid a debt collection lawsuit and what the legal process is.

Whatever the reason, you have the right to represent yourself, to be your own lawyer in all cases in California.

Learn about civil cases that involve financial issues, including contract disputes, property damage, injury, unpaid debt, and bankruptcy.

The Fair Debt Collection Practices Act (FDCPA) prohibits debt collectors from using abusive, unfair, or deceptive practices to collect from you.

State offices, district attorneys (DA), and government regulators.

You have rights when it comes to practices of creditors and agents.

You can also call at 877-FTC-HELP.

It takes a little patience and knowledge of the dispute settlement procedures provided by the Fair Credit Billing Act (FCBA).

Keeping records, complaining to someone higher up, consulting a lawyer, using mediation services, and other ways to resolve conflicts.

What happens in the vehicle repossession process.

Options for resolving debts, before or after court involvement.

Deciding whether to respond to the lawsuit; responding to the lawsuit; filing your papers in court; after you file your response; counter-suing the plaintiff; and steps in the court process.

What do I have to do to get the judge to keep creditors from obtaining the exempt funds in my bank account?

Who is responsible? What are collectors allowed to do?

Your home; adjusters and contractors; when picking a contractor; when you get your settlement; creditors, bills and budgeting; and watch out for fraud.

If you have old debts, collectors may not be able to sue you to collect on them.

The Constitution; Executive and Administrative Laws; County, Appellate, Supreme Court, and Federal Districts; State Legislation; and Legal Guides.

Your rights dealing with repossession agencies and their practices.

If you or someone you know is in financial hot water, consider these options: self-help using realistic budgeting and other techniques; debt relief services, like credit counseling or debt settlement from a reputable organization; debt consolidation; or bankruptcy.

How debt collection works, regulations, common concerns addressed by the Fair Debt Collection Practices Act (FDCPA), and debts you do not recognize or remember.

Up to 99% of domestic violence victims experience economic abuse during an abusive relationship, and finances are often cited as the biggest barrier to leaving an abusive relationship. This resource describes what economic abuse is and what to do about it.

Wage garnishment occurs when an employer withholds the earnings of an individual for the payment of a debt as the result of a court order or other equitable procedure.

Need help with your credit? Take a look at a list of credit counseling agencies in California.

This site will hand-pick videos based on your issue.

Facing debt collection action? This system will creates several letters and basic court filings.

Alphabetical Listing of Resources

Need help with managing your debt? Take a look at a list of debtor education agencies in California.

Wages garnished only if you are earning more than the local minimum wage.