Debt Collection, Garnishment, Repossession

Many local laws and courts have been affected by COVID-19. Please use the search for legal help tool to find a legal aid organization or self help center near you for accurate information and more support.

Most Frequently Viewed Resources

If you cannot afford the filing fee or other court costs, you may qualify to have these fees and costs waived by the court.

Read about where to file your lawsuit or case. Information on jurisdiction and venue.

This section will give you general guidelines for how to best prepare yourself for court.

Types of property: community, separate, quasi-community, and mixed community.

Whatever the reason, you have the right to represent yourself, to be your own lawyer in all cases in California.

What happens in the vehicle repossession process.

Most reputable credit counselors are non-profit and offer services at local offices, online, or on the phone.

You can also call at 877-FTC-HELP.

It takes a little patience and knowledge of the dispute settlement procedures provided by the Fair Credit Billing Act (FCBA).

How to avoid a debt collection lawsuit and what the legal process is.

If you have old debts, collectors may not be able to sue you to collect on them.

Your rights dealing with repossession agencies and their practices.

What do I have to do to get the judge to keep creditors from obtaining the exempt funds in my bank account?

Keeping records, complaining to someone higher up, consulting a lawyer, using mediation services, and other ways to resolve conflicts.

Your home; adjusters and contractors; when picking a contractor; when you get your settlement; creditors, bills and budgeting; and watch out for fraud.

How debt collection works, regulations, common concerns addressed by the Fair Debt Collection Practices Act (FDCPA), and debts you do not recognize or remember.

You have rights when it comes to practices of creditors and agents.

Who is responsible? What are collectors allowed to do?

This site will hand-pick videos based on your issue.

Need help with your credit? Take a look at a list of credit counseling agencies in California.

Need help with managing your debt? Take a look at a list of debtor education agencies in California.

If you or someone you know is in financial hot water, consider these options: self-help using realistic budgeting and other techniques; debt relief services, like credit counseling or debt settlement from a reputable organization; debt consolidation; or bankruptcy.

Wages garnished only if you are earning more than the local minimum wage.

Wage garnishment occurs when an employer withholds the earnings of an individual for the payment of a debt as the result of a court order or other equitable procedure.

The Constitution; Executive and Administrative Laws; County, Appellate, Supreme Court, and Federal Districts; State Legislation; and Legal Guides.

Facing debt collection action? This system will creates several letters and basic court filings.

State offices, district attorneys (DA), and government regulators.

Alphabetical Listing of Resources

Deciding whether to respond to the lawsuit; responding to the lawsuit; filing your papers in court; after you file your response; counter-suing the plaintiff; and steps in the court process.

The Fair Debt Collection Practices Act (FDCPA) prohibits debt collectors from using abusive, unfair, or deceptive practices to collect from you.

Learn about civil cases that involve financial issues, including contract disputes, property damage, injury, unpaid debt, and bankruptcy.

Up to 99% of domestic violence victims experience economic abuse during an abusive relationship, and finances are often cited as the biggest barrier to leaving an abusive relationship. This resource describes what economic abuse is and what to do about it.

Options for resolving debts, before or after court involvement.